Why You Need Homeowners Insurance

There’s a reason you call it a home and not a house — not just four walls, a home is a place for you and your family to come together, to create memories, and most importantly, to feel safe. But what happens when unexpected damage or disaster strikes? The last thing you need on top of the emotional stress is the stress of unclaimed assets, a policy with limited coverage, or the worst yet: waiting on hold. 

At Doherty Insurance, we understand that your home is one of your most valuable assets for more reasons than one. That’s why in the event of damage or destruction from fires, theft, water, lightning, wind, rain, and more, we make sure your home insurance policy will cover the costs associated with most losses. 

And not just in the event of a damage or disaster — if a guest is injured while on your property, a comprehensive homeowners insurance policy can help cover costs related to a lawsuit that may arise. Because you shouldn’t have to worry while hosting company in your own home.

The Doherty Difference

And just like every home may have its own touches, its own trim or carpeting or countertops, we know no two homes are alike. Which is why the homeowners insurance policies we provide follow suit and are customized to fit your individual needs. When it comes to determining the right policy for you, we take into consideration where you live, the size of your home, the contents of your home, the alarms and safety devices you have, as well as your tolerance for risk. At Doherty Insurance, we take the time to understand your needs and circumstances and strive to develop a comprehensive home insurance policy that is right for you.